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Courthouse Record Services
United One Resources offers a variety of courthouse record
services designed for lending and documentation fulfillment. We can help you grow
your business through our focus on quality products, personal customer service and
advanced technology. United One Resources employs a network of on-staff and subcontract
courthouse searchers to perform current owner property reports or limited title reports
throughout the country. Covered by an extensive errors and omissions policy, our services
are used by a wide variety of lenders for their home equity, commercial, mortgage
and collection needs. With an average turnaround time of forty-eight hours, our courthouse
record services allow you to provide exceptional service to your consumer.
Our menu of courthouse record services includes:
Current Owner Property Report
Our current owner property report is our main courthouse
record service. Primarily used by home equity and commercial lenders, this report
details a property's ownership, outstanding mortgages, liens and taxes in an easy-to-read
format that promotes clarity and quick decision-making. Covered by our extensive errors
and omissions coverage, this report provides a great alternative to title insurance
with its quick and cost-effective overview of a subject property.
Here are some of the highlights of our report:
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Name of current owner
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Date of the deed into the current owner
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Date the deed was recorded with deed book and page number
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Consideration
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Name of the grantor for the subject property
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Tax assessment information
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Status of any unpaid taxes as reported to the Tax Claim Bureau
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Name of mortgage holder (if any) since date of the deed into property owner
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Date of the mortgage and when it was recorded
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Mortgage book and page number
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Amount of the mortgage
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Any judgments against the current owner which may affect the property
Mortgage Filing and Bringdown Service
United One Resources offers a mortgage filing and bringdown
service designed for non-title insurance transactions. Before recording a mortgage
document, United One Resources' network of on-staff and subcontract searchers will
update our original property report. If the property's ownership has changed or any
intervening liens have been filed, United One Resources will notify the lender for
guidance. Otherwise, a recording verification will be forwarded to the lender and,
once available, the original mortgage document. Covered by our extensive errors and
omissions policy, this product is used extensively by home equity and commercial lenders.
Judgment Check
County courthouse records are checked for any judgments
or liens filed against an individual or company. This insured report provides the
date of the item, its court docket number, the judgment creditor and the amount. Copies
of the judgment are available upon request.
Full 60-Year Title Searches
This extensive review of courthouse records is used to
fulfill the requirements for title insurance or certain lending criteria. This provides
a detailed look at the property's ownership, outstanding mortgages, liens and taxes.
We also include information on right-of-way, easements and other courthouse information
that may impair the chain of title.
Like the entire family of United One Resources' risk management
information services, our courthouse record services can be ordered online through
our login center. Our reports can be delivered to you via our website or via e-mail,
while certain courthouse copies are delivered via fax. Our technical requirements include
Microsoft Internet Explorer with 128-bit encryption and Adobe Acrobat Reader. High
speed Internet access is preferred, but our systems will also work with a dial-up
connection.
A member of United One Resources' team would be pleased
to talk with you about this or any of our risk management information services in
more detail. Please contact our office at 800-WE-CLOSE, ext. 2839, or send an e-mail
to info@unitedoneresources.com.
If you are a consumer, please visit our consumer
page for more information on courthouse record services.
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