United One Resources is pleased to offer Experian Business Information Services to lenders and credit grantors. Using Experian's database of 15 million businesses, we are able to provide assistance establishing accounts, reducing risk through advanced risk scoring models and enhancing collection efforts through portfolio management tools. When combined with the power of Experian's vast consumer credit reporting database, our solutions offer you a powerful tool to evaluate small businesses quickly and efficiently.

A summary of the products available through United One Resources and Experian is available on this brochure .

United One Resources offers the following business credit reports:

The Business Profile provides company background and information, legal filings, payment behavior, payment trends and industry comparisons.

As a supplement to the Business Profile, we offer the Business Owner Profile , which allows you to review a business proprietor's personal credit history when relying on that individual's creditworthiness to support your commercial credit decision.

Small Business Intelliscore provides a credit risk score based on both a business and its owner(s). Experian defines small businesses as proprietorships, partnerships or small corporations whose annual sales are less than $10 million and/or employing fewer than fifty individuals.

Commercial Intelliscore is designed to predict 90-day payment delinquency of businesses of all sizes and across all industries.

The Small Business Lease Decision Score Report is specifically designed for commercial lease accounts. The product uses information from both the Experian Consumer Credit and Commercial Credit Databases.

The Commercial Lease Decision Score Report is specifically designed to evaluate commercial lease account. The product uses only information from Experian's Commercial Credit Database.

Experian Business Credit Reports are ordered via a custom website. More information is available upon request. Our technical requirements include Microsoft Internet Explorer with 128-bit encryption and Adobe Acrobat Reader. High speed Internet access is preferred, but our systems will also work with a dial-up connection.

This product can easily be bundled with the following products and services:

Appraisal Services
Corporate Integrity Documentation
Courthouse Record Services
Flood Zone Determinations
Freddie Mac's Home Value Explorer®
Marketing Lists
Mortgage Credit Reports
Title Insurance & Settlement Services

A member of United One Resources' team would be pleased to talk with you about this or any of our risk management information services in more detail. Please contact our office at 800-WE-CLOSE, ext. 2839, or send an e-mail to info@unitedoneresources.com.

If you are a consumer, please visit our consumer page for more information on Experian business credit reports.