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Fair and Accurate Credit Transactions Act of 2003
In 2003, President George W. Bush signed the Fair and
Accurate Credit Transactions Act of 2003 (FACTA) to update the Fair Credit Reporting
Act (FCRA).
If you are a consumer, please visit our consumer
page for more details about your rights under this law.
Some of the changes you should pay particular attention
to include:
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Your duty to provide a consumer a copy of his credit score and a "Notice to the Home
Loan Applicant" under §609(g).
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Your duty to notify consumers if you grant a credit extension on material terms that
are materially less favorable than the most favorable terms available to a substantial
proportion of consumers that you serve, based on a consumer report under §615(H).
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Your duty to formulate policies and procedures to employ when receiving a notice of
discrepancy in address under §605(H).
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Your duty to formulate policies and procedures to verify the consumer’s identity and
confirm that the application is not the result of identity theft under §605A(H) and
related duties under §615(e) and (f).
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Your duty to provide transaction records to persons claiming to be victims of identity
theft under §609(e).
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Your duties to report accurate information to consumer reporting agencies under §623.
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Your duties to properly dispose of consumer information under §628.
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Amendments to the penalties for non-compliance under §618.
If you have any further questions, please contact our office at 570-824-7811, ext. 2839,
or visit the FTC website at http://www.ftc.gov to
obtain more information on how to comply with this law.
United One Resources has created an informative handbook
to guide your compliance efforts. To download this handbook,
click here 
.
To view additional information on the FCRA and identity theft, please
click here
. United One Resources representatives are also available to provide a brief presentation on this information to your team.
Please contact your sales representative for more details.
A member of United One Resources' team would be pleased
to talk with you about this or any of our risk management information services in
more detail. Please contact our office at 800-WE-CLOSE, ext. 2839, or send an e-mail
to info@unitedoneresources.com.
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Effective October 3, 2011, the fee for each PIN certification in Lackawanna County, Pennsylvania will be $10.00. If a document contains multiple parcels, the cost for each PIN certification shall be $10.00 per PIN certified. 
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Effective 1/4/2010, the Lehigh County Recorder of Deeds will be charging a $10.00 fee for the parcel number certification on all documents being presented for recording.
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Effective 1/1/2010, the Lebanon County Recorder of Deeds will be charging a $10.00 fee for the parcel number certification on all documents being presented for recording.
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Effective 1/1/2010, the York County Recorder of Deeds will be charging a $10.00 fee for the parcel number certification on all documents being presented for recording.
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Christine Dolan recently accepted the position of Regional Account Executive at United One Resources. With a passion and drive for success, Christine will lead all business development and client relationship activities in the Northeast Pennsylvania Region.
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