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Title Insurance
United One Resources offers title insurance and closing
services for residential and commercial property in the following states:
Florida
Maryland
Massachusetts
New Jersey
Pennsylvania
Virginia
You, your lender or your real estate agent will begin the
process by sending
a request 
for title insurance and closing services or by completing our online
order form.
After receiving the order, our staff starts processing
your file.
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If you are purchasing or refinancing a property, we will check your local courthouse
for your deed and any outstanding liens or mortgages for the property in question.
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We will contact your local taxing authority to find out if your real estate taxes
have been paid.
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We will contact your current mortgage company to determine the payoff of your mortgage.
The normal processing time is approximately two to three weeks; however, it may take
longer if any issues arise during our research. The process will conclude with a "closing."
A closing is the meeting where numerous documents are signed and money is exchanged
between the home buyer, seller, mortgage lender and a member of the United One Resources
team. Your closing will be held at a time and place convenient to you, such as your
home or your Realtor's or mortgage lender's office.
Please bring the following to your closing:
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A cashier's check, certified check or money order for the balance of the closing costs.
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A picture I.D., such as a driver's license.
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Any documents required from your lender, such as an inspection report, homeowner's
insurance paperwork or a recent pay stub.
You will receive your title insurance policy from United One Resources within 120
days. Your title insurance policy protects you from additional hazards that may not
be revealed by our research efforts. Some of the most common title insurance problems
include missing heirs of a previous owner, boundary disputes, and outstanding liens
and easements.
Under the terms of a title insurance policy, you are protected
against risks and insured against any losses you incur. This coverage lasts as long
as you own the property, and your only payment is the original fee you pay to United
One Resources at closing.
A knowledgeable and friendly United One Resources team
member would be pleased to talk to you about your title insurance needs. Please click
here to request a phone call or more information.
If you are a current or prospective customer of United One Resources, please visit our product
page for more information on title insurance and settlement services.
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